Find out more about One Check

We want to make choosing a Lloyds Bank credit card even easier. That’s why we’ve created One Check - our simple credit card eligibility checker that doesn’t confuse you with lots of numbers and jargon.

Watch our video to find out how easy it is to use One Check.


Why should I check my credit card eligibility with One Check?

Applying for a credit card can have a negative impact on your credit score if you’re declined.

One Check helps you to protect your credit score by showing you if you’re likely to be accepted for a credit card before you apply.

You’ll also find out your estimated credit limit.


All you need to do is fill in a simple form with some basic information.

You'll also need:
  • Bank sort code and account number
  • Address from the last 3 years
  • Annual income
  • Employment status
  • Spending commitments

 

If you have this information to hand the form will only take a few minutes to complete.


You can apply for a Lloyds Bank credit card if:

  • You are a UK resident, aged 18 or over, with a regular annual income.
  • You are free of County Court Judgements (CCJs), Individual Voluntary Agreements (IVAs) or bankruptcies.
  • You are not unemployed or a student.
  • You have not been declined for a Lloyds Bank credit card within the last 30 days.